The Best Apps for Beginners to Start Investing in 2025
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Starting your investment journey can feel overwhelming, but with the right tools, it doesn’t have to be. Thanks to user-friendly investing apps, building wealth has never been more accessible. Whether you’re saving for retirement, a big purchase, or just want to grow your money, these apps are designed with beginners in mind. Here’s a detailed look at the best investing apps for 2024 that can help you get started today.
1. Acorns: Invest Spare Change Automatically
For anyone intimidated by the idea of managing investments, Acorns offers a simple and hands-off solution. This app is designed to invest your spare change by rounding up your everyday purchases to the nearest dollar. For example, if you spend $4.25 on coffee, Acorns rounds it up to $5 and invests the extra $0.75 into a diversified portfolio. Over time, these small contributions can grow into a substantial amount.
Acorns is perfect for beginners who want to start building wealth without constant involvement. The app creates a portfolio tailored to your financial goals and handles all the heavy lifting. You can get started with just $5, making it incredibly accessible for those on a budget.
One standout feature of Acorns is its “Round-Up Multiplier,” which lets you contribute even more by multiplying your spare change investments. This small tweak can significantly accelerate your growth.
If you’re ready to start investing without overthinking it, try Acorns today and watch your spare change work for you.
2. Robinhood: Commission-Free Trading for Beginners
Robinhood revolutionized investing by eliminating trading fees, and it’s still one of the best options for beginners looking to manage their investments actively. Unlike other apps that focus on automation, Robinhood gives you full control. You can buy and sell stocks, ETFs, cryptocurrencies, and more—all with no commission fees.
The app’s intuitive design makes it easy for first-time investors to navigate the world of trading. Even if you don’t have a lot of money to start, Robinhood allows you to invest in fractional shares, meaning you can own a piece of high-priced stocks like Apple or Tesla with just a few dollars.
Robinhood also offers a recurring investment feature, letting you schedule automatic purchases of your favorite stocks or ETFs. This is a great way to build a consistent investment habit without needing to check the app daily.
If you’re excited about taking charge of your investments, sign up for Robinhood here and explore the possibilities.
3. Public: Social Investing with a Twist
Public is an investing app that combines financial growth with community. Unlike other apps, Public allows you to interact with other investors, follow their strategies, and learn as you go. It’s a unique approach that makes investing feel less intimidating and more collaborative.
With Public, you can start investing with as little as $1. This fractional investing feature allows you to buy a small piece of popular stocks or ETFs without needing a large initial investment. Additionally, Public is completely commission-free, so you won’t lose money on unnecessary fees.
One of Public’s standout features is its social component. You can follow experienced investors, see their portfolios, and even ask questions to gain insights into their strategies. This makes Public an excellent choice for beginners who want to learn by observing others.
Ready to join a community of investors? Get started with Public here and take your first step toward financial growth.
4. Stash: Personalized Investing Made Easy
Stash is a fantastic app for beginners who want to invest while also learning the basics of finance. With Stash, you can build a personalized portfolio that aligns with your financial goals and values. Whether you’re passionate about sustainable energy or major tech companies, Stash makes it easy to invest in what matters to you.
The app also offers educational resources to help you understand the world of investing. This is particularly useful for beginners who want to gain confidence in their decisions. With just $5, you can start buying fractional shares of top companies and grow your portfolio over time.
Stash’s "Smart Portfolio" feature is another major perk. It automates your investments, so you can focus on long-term growth without stressing over day-to-day market fluctuations.
If you’re looking for an app that helps you learn and grow, start your Stash journey here and take control of your future.
5. Betterment: Automated Investing for Long-Term Goals
Betterment is the ideal choice for anyone focused on long-term financial goals like retirement. As a robo-advisor, Betterment takes care of everything—from building your portfolio to optimizing it for tax efficiency. It’s perfect for beginners who want a stress-free way to invest.
One of Betterment’s key features is its goal-based approach. You can set specific financial goals, such as saving $50,000 for retirement or building a safety net, and the app will create a customized investment plan to help you achieve them.
Betterment also offers access to financial advisors if you need extra guidance, making it a comprehensive solution for those who want to invest confidently.
For anyone ready to take their financial planning to the next level, try Betterment here and let technology simplify your investing journey.
Which App Should You Choose?
Choosing the right investing app depends on your goals. If you prefer automation, Acorns or Betterment might be your best bet. If you want control over your investments, Robinhood or Public could be the way to go. And if you’re looking to learn while you invest, Stash offers the perfect balance of education and action.
No matter which app you choose, the most important step is to start. The sooner you begin investing, the more time your money has to grow.